Rates
Current rates
Rates effective 1 November 2026 and reviewed monthly. Annual percentage yields assume interest stays on deposit and is compounded monthly.
| Product | Rate | Notes |
|---|---|---|
| Everyday Checking | 0.05% APY | Interest paid monthly on balances over $1,000. |
| Statement Savings | 4.10% APY | Interest paid monthly, no minimum balance. |
| 6-month Fixed Deposit | 4.35% APY | Fixed rate for the term; early withdrawal applies. |
Rates are variable except fixed deposits. APY is accurate as of the effective date and may change after opening. Fees reduce earnings; see Fees.
Questions about a rate on your account: 1-877-275-3342.